The estimated cost of attendance (COA) provides a standardized estimate of what it may cost to attend the University of Nebraska–Lincoln for a specific period. It reflects the best estimate of expenses a student might reasonably expect to incur. In accordance with federal guidelines, the following components are included in each student’s estimated COA:
- Tuition and fees;
- Living expenses (housing and food);
- Books, course materials, supplies, and equipment;
- Transportation;
- Miscellaneous personal expenses;
- Federal student loan fees, if applicable; and
- Professional licensure, certification, or first professional credential, if applicable.
The COA is not a bill, but a tool to help you understand the potential full cost of attending Nebraska. Your actual costs may vary based on the choices you make throughout your academic journey. Factors like the number of credits you take each term, your housing selection, meal habits, or other personal decisions can increase or decrease your individual costs beyond what is estimated. Some scholarships and financial aid may only apply to specific types of expenses, so it’s important to plan ahead. Be sure to consult with your academic advisor about course planning and with Husker Hub about strategies to help you stay on track to graduate on time and make the most of your financial resources.
Development of the Standardized Cost of Attendance
The cost of attendance (COA) is developed in accordance with federal guidelines and is based on average student expenses. It is intended to reflect reasonable and realistic costs students may incur while attending the University of Nebraska–Lincoln. Individual costs will vary based on enrollment choices, living arrangements, and personal spending habits.
In addition to helping you estimate your net price (your total costs minus scholarships and financial aid), the COA also serves as the maximum amount of financial assistance a student can receive from all sources combined, including loans. If your actual costs exceed the standard COA, for example, due to dependent care, disability-related expenses, study abroad, or cooperative education, you may request an adjustment through a professional judgment review.
For students enrolled less than full time, the COA is reduced proportionally.
Tuition and Fees
The tuition and fee component is based on full-time enrollment:
- Undergraduate students: Estimated at 15 credit hours per semester (fall and spring).
- Graduate students: Estimated at 9 credit hours per semester (fall and spring).
- Law students: Estimated at 15 credit hours per semester (fall and spring).
Fees include technology, library, registration, and university program and facilities fees, as well as an average of course-specific fees (including online course fees).
Living Expenses (Housing and Food)
- Food: a standard allowance that covers the equivalent of three meals per day.
- Housing:
- On campus: based on the average or median rate charged to students (whichever is higher).
- Off campus: based on typical rent, insurance, and utility costs.
- Living at home with parent/guardian: a standard allowance is still included and is not set at zero.
Books, Course Materials, Supplies and Equipment
This estimate is based on a biennial survey of student spending. A reasonable additional allowance may be included for the rental or purchase of a personal computer.
Miscellaneous Personal Expenses and Transportation
Includes estimated costs for:
- Personal expenses: Clothing, toiletries, and other everyday needs.
- Transportation: Fuel, vehicle maintenance, public transportation, and travel home during breaks.
Loan Fees (if applicable)
An estimate of the origination fees charged by the federal government for Federal Direct Loans. This is only included for students who borrow.
Other Educationally Related Expenses
Costs not automatically included in the standard COA, such as dependent care, disability-related expenses, or other required educational costs, may be added with appropriate documentation. Contact Husker Hub to learn more or to request an adjustment.
Net Price Calculator
Nebraska’s Net Price Calculator provides a personalized early estimate of your net cost of attendance, including potential scholarships and financial aid eligibility. After you apply and are admitted, you’ll be considered for academic and other scholarship opportunities. To maximize your financial aid options, all students are encouraged to file both the FAFSA Form and the Nebraska Supplemental Scholarship Application, which both open annually on October 1. These applications help determine your eligibility for federal, state, and institutional aid, including need-based grants, scholarships, and work-study programs. Filing early ensures you receive full consideration for available funding.
Nebraska's Net Price Calculator
Reducing Your Costs
The estimated COA is a helpful planning tool, but your actual costs, aid, and financial need will vary. Making informed choices, like course planning per term, exploring affordable housing options, or minimizing discretionary expenses, can help you reduce your total cost. For personalized guidance, schedule a financial mentoring session with Husker Hub who can help you with the tools to develop a plan that supports your success at Nebraska.